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Frequently Asked Questions (FAQs)​

This FAQ is for summary purposes only. All terms and conditions of the MBS Program are in the applicable Guaranty Agreement and the Guide. Where there is any inconsistency between this FAQ and the applicable Guaranty Agreement or the Guide, the provisions of the applicable Guaranty Agreement or the Guide will govern.
 
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What is Ginnie Mae’s General Buyout Policy? 
 
What is Ginnie Mae’s Buyout Policy for loans eligible for FHA’s Home Affordable Modification Program (FHA-HAMP)? 
 
As an Issuer, can I re-pool a modified loan?
 
Which modified values do I submit via GinnieNET on the HUD Form 11706 Schedule of Pooled Mortgages? 
 
My borrower did not qualify for FHA-HAMP. Are there any other alternatives?
 
What if our servicing guidelines apply a trial modification payment to the previous month, resulting in a 30 day delinquency; can the loan be repurchased per the FHA-HAMP buyout policy?
 
As a document custodian what additional documentation is required for an initial and final certification?
 
What is the Ginnie Mae Enterprise Portal?
 
Why do Issuers need to register to use GMEP?
 
Where do I send our completed GMEP Registration forms?