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Frequently Asked Questions (FAQs)​

This FAQ is for summary purposes only. All terms and conditions of the MBS Program are in the applicable Guaranty Agreement and the Guide. Where there is any inconsistency between this FAQ and the applicable Guaranty Agreement or the Guide, the provisions of the applicable Guaranty Agreement or the Guide will govern.
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Is Ginnie Mae involved with reverse mortgages [Home Equity Conversion Mortgages (“HECM”)]?
Has Ginnie Mae launched any new programs? 
What is the difference between Ginnie I and Ginnie II?
My mortgage company told me that only Ginnie Mae could modify my loan. Is that true?
If Ginnie Mae is listed as the investor in MERS, does that mean that Ginnie Mae can modify my loan?
Does Ginnie Mae have to approve my loan modification?
Does Ginnie Mae have a loss mitigation loan program?
Who services my loan if it becomes delinquent? 
Which loan-insuring agencies offer a Home Affordable Modification Program (HAMP) program?
Who do I contact to get more information on loan modification options?