Washington, D.C. - Ginnie Mae announced today the expansion of its low-to-moderate income (LMI) disclosure initiative to include loan-level pool data for U.S. Department of Agriculture, Rural Housing Service (USDA-RHS) loans. This pool level borrower income data will be used in Ginnie Mae's Mortgage-Backed Security Level "LMI Income" disclosure.

Ginnie Mae has been working to enhance our LMI disclosures, beginning with LMI geographic information two years ago and the addition of LMI income earlier this year. These disclosures are an integral part of Ginnie Mae's inherent social and environmental mission, and align with increased environmental, social and governance (ESG) considerations from our mortgage-backed securities (MBS) investors. 

USDA-RHS is one of Ginnie Mae's key government loan partners and offers a variety of programs to build and improve housing and essential community facilities in rural areas. The commitment and resources USDA-RHS bring to rural communities helps drive economic security and prosperity, with our MBS program creating the liquidity to finance their lending. USDA-RHS loans are integral to the economy and quality of life in rural communities, often the most affordable and efficient available mortgage.  

"We are excited to expand our work with USDA RHS and further support the critical role which they play in rural areas across the country," said Sam Valverde, Ginnie Mae's Principal Executive Vice-President. "These additional disclosures highlight a uniquely impactful portion of our business and enable investors to measure and potentially expand their impact across these communities." 

As of April 2023, the nearly 800,000 USDA-RHS loans in our portfolio represented over 7% of Ginnie Mae's single-family MBS. 

The new disclosure data will be published on the sixth business day of every month, for the prior month's issuances, and made available in the Disclosure Data Download section of the Ginnie Mae website. 

To learn more about the Rural Housing Service, please visit: https://www.rd.usda.gov/about-rd/agencies/rural-housing-service

​Additional information about Ginnie Mae is available at www.ginniemae.gov and on Twitter, YouTube, Facebook, and LinkedIn.

About Ginnie Mae

Ginnie Mae is an entirely government-owned corporation that attracts global capital into the housing finance system to support homeownership for veterans and millions of homeowners throughout the country. Ginnie Mae mortgage-backed security (MBS) programs directly support housing finance programs administered by the Federal Housing Administration, the U.S. Department of Veterans Affairs, the U.S. Department of Housing and Urban Development's Office of Public and Indian Housing, and the U.S. Department of Agriculture's Rural Housing Service. Ginnie Mae is the only MBS to carry the explicit full faith and credit of the United States Government.