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Ginnie Mae provides investors with information that supports their sustainable investing decisions and solutions. As part of our commitment to Social Impact & Sustainability enhancements, Ginnie Mae has released the Single Family Low and Moderate Income Area stratification. This record provides pool level aggregate information about the extent of loans and UPB dollars that are in Low and Moderate-Income areas. This chart shows the percentage of loans, percentage of UPB of Single Family Social Impact & Sustainability LMI Area flagged pools/loans, and totals of the total portfolio over the last 12 months.
Ginnie Mae provides investors with information that supports their sustainable investing decisions and solutions. This chart shows the share of total outstanding Single-Family loans and UPB for low to moderate income borrowers over the last 12 months. Low to moderate income borrower are identified as those with incomes less than 80% of the Area Median Income (AMI) per Federal Financial Institutions Examination Council (FFIEC) data. This data includes loans in pools issued January 2012 and thereafter.
Ginnie Mae provides investors with information that supports their sustainable investing decisions and solutions. This chart shows the share of total outstanding Single Family loans and UPB for properties in majority low to moderate income census tracts over the last 12 months, per HUD data.
In 2021, Ginnie Mae started disclosing Social Impact & Sustainability status on its Multifamily securities. Green status shows which multifamily MBS have loans backed by properties with one or more “green” features, which include everything from energy efficient windows to water-saving devices. The Federal Housing Administration (FHA) designates which properties contain green features.
In 2022, Ginnie Mae started disclosing Affordability status on its Multifamily securities. Affordability status shows the Affordability code as passed on by the Federal Housing Administration (FHA). The data below shows the percentage of the Multifamily portfolio that contains loans with the Affordable Status of AFF (Affordable) and BAF (Broadly Affordable).
Last Modified: 12/20/2024 6:07 PM