Ginnie Mae is implementing a new one-field stratification record, Record Type 28, for Low Moderate Borrower Income data in the Platinum Portfolio Enhanced Supplemental File. Layout version 2.1.3 is attached.

The new record provides platinum pool-level aggregate information about the extent of UPB dollars where the borrower income is below 80% of the Median Family Income (MFI). The new Low and Moderate Borrower Income Record uses insuring agency income data (FHA and VA), Ginnie Mae collateral pool loan data, and Federal Financial Institutions Examination Council's (FFIEC) data to calculate and aggregate pool level information about the low and moderate borrower income content of the pool.

Record Type 28 is provided on the monthly Platinum Portfolio Enhanced Supplemental File and is not included on daily Platinum Supplemental Files.

Test File: A full-size Production test file, “test-platmonPS_YYYYMM.zip,” with Record Type 28 will be provided in mid-to-late May 2023 on the Disclosure New Release Test File Download page.

Implementation Date: July 2023

For questions related to this bulletin, please send an email to investorinquiries@hud.gov. Inquiries to this email will be addressed within 2 business days.