In Bulletins
2025-12 and 2025-011, Ginnie Mae announced revisions to its Forbearance Pool Level and Loan Level Disclosure Files. Ginnie Mae has made subsequent revisions to the Loan- Level format; the Final version is referenced in this bulletin.
The possible values for the new Forbearance Type field (field 12) have been revised. The new values of this field are: 3 = Forbearance; Borrower has been approved for a formal forbearance plan, which is a written agreement that is designed to bring the loan current. 4 = Special Forbearance; Borrower has been approved for a Special Forbearance due to unemployment. With this change, the Forbearance Type value at the loan-level can now be matched with the Forbearance Type in the Type 90 disclosure record(s) at the pool-level for the corresponding Pool ID. For instance, the count of loan-level "F" records linked to a specific Pool ID with a Forbearance Type of 3 should correspond to the Number of Loans value in the Type 90 disclosure record associated with that Pool ID, where the Forbearance Type is also 3. The planned Implementation schedule is as follows:
| File Type | Data Type | Implementation Date | | Forbearance Pool Level Disclosure | plmonforb_yyyymm.txt | June 2025 | | Forbearance Loan Level Disclosure | llmonforb_yyyymm.txt | June 2025
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The revised Forbearance disclosures will replace the current disclosures on the Disclosure Data Download
Files page in June 2025.
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