In Bulletin 2025-011, Ginnie Mae announced revisions to its Forbearance Pool Level and Loan Level Disclosure Files. Ginnie Mae has made subsequent revisions to those formats; the Final versions are referenced in this bulletin.

For the Forbearance Pool Level Disclosure, the values of the Forbearance Type field (field 6) in the Type 90/91/92/93 stratification records are being revised. The following values are being added:

3 = Forbearance; Borrower has been approved for a formal forbearance plan, which is a written agreement that is designed to bring the loan current.

4 = Special Forbearance; Borrower has been approved for a Special Forbearance due to unemployment.

Note that after May 2025, the disclosure of COVID-associated values (1, 2 and 9) will be discontinued.

For the Forbearance Loan Level Disclosure, there are 3 revisions to the Loan Level record (Record Type “F”). 

(1) The disclosure of the COVID Flag field (field 6) is being discontinued. The value of this field will be set to a blank/space going forward. ​

(2) The disclosure of the Forbearance Exit Code field (field 9) is being discontinued. The value of this field will be set to a blank/space going forward. 

(3) A new field, Forbearance Type (field 12) has been added. The values of this field are: 

1 = Forbearance; Borrower has been approved for a formal forbearance plan, which is a written agreement that is designed to bring the loan current. 

2 = Special Forbearance; Borrower has been approved for a Special Forbearance due to unemployment.

The planned Implementation schedule is as follows: 

The revised Forbearance disclosures will replace the current disclosures on the Disclosure Data Download Files page in June 2025.

Questions and comments related to this bulletin should be emailed to investorinquiries@hud.gov​. Inquiries to this email will be addressed within 2 business days.