Base Offering Circular - Multifamily 482090 78 Pooling REMIC Interest............. Each of the Pooling REMIC Regular Interests and each Pooling REMIC Residual Interest. Pooling REMIC Regular Interest........................................ Each of the Regular Interests in a Pooling REMIC. Pooling REMIC Residual Interest......................... The Residual Interest in a Pooling REMIC. Pooling REMIC Subaccounts .... In the case of a Double REMIC Series, the accounts established by the Trustee for tax purposes that represent the Pooling REMIC Regular Interests. Prepayment Penalty.................... With respect to any Mortgage Loan, a fee, equal to a specified percentage of the principal amount of the Mortgage Loan, that is required by the terms of the Mortgage Loan to be paid in connection with voluntary and certain involuntary prepayments. Prepayment Penalty End Date.... With respect to any Mortgage Loan, the date as of which any such Mortgage Loan would no longer be subject to the payment of any Prepayment Penalties. Prime Rate.................................. The prime lending rate of major banks as published in The Wall Street Journal or, if not available from The Wall Street Journal, as determined by the Trustee in accordance with the Trust Agreement. Prime Rate Class ........................ A Class bearing interest at a rate determined by reference to the Prime Rate. Principal Distribution Amount... With respect to each REMIC Series and each Distribution Date, the sum of (I) with respect to each Ginnie Mae Multifamily Certificate for which no Adjusted Certificate Factor was calculated during the preceding month, the amount by which (a) the product of (i) the original principal amount of that Ginnie Mae Multifamily Certificate and (ii) the Certificate Factor, Corrected Certificate Factor or Calculated Certificate Factor, as applicable, for the preceding Distribution Date exceeds (b) the product of (i) the original principal amount of the Ginnie Mae Multifamily Certificate and (ii) the Certificate Factor, Corrected Certificate Factor or Calculated Certificate Factor, as applicable, for the current Distribution Date; and (II) with respect to each Ginnie Mae Multifamily Certificate for which an Adjusted Certificate Factor was calculated during the preceding month, the amount by which (a) the