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glossary
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Term
Definition
Underwriter
A professional who approves or denies a loan to a potential homebuyer based on the homebuyer's credit history, employment status, assets, debts and other factors such as loan guidelines.
Uniform Settlement Statement
A standard document prescribed by the Real Estate Settlement Procedures Act containing information for closing which must be supplied to both buyer and seller.
Utility Costs
Periodic housing costs for water, electricity, natural gas, heating oil, etc.
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