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Frequently Asked Questions (FAQs)​

This FAQ is for summary purposes only. All terms and conditions of the MBS Program are in the applicable Guaranty Agreement and the Guide. Where there is any inconsistency between this FAQ and the applicable Guaranty Agreement or the Guide, the provisions of the applicable Guaranty Agreement or the Guide will govern.
 
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Why does the mortgage insurance premiums (MIP) information not tie out to the total number of loans in the pool?
 
What does “Upfront MIP Not Available” mean?
 
What does “Annual Not Available” mean?
 
Can the Upfront MIP disclosed be aggregated with the Annual MIP disclosed to tie out the number of loans in the pool?
 
Can the Upfront MIP fields (“buckets”) for the different rates be aggregated with the Upfront MIP Not Available to tie out to the total FHA loans in the pool?
 
Can the Annual MIP be aggregated along with the Annual MIP Not Available to tie out to the number of FHA loans?
 
What does “Other MIP Fields” mean?
 
How many times is a loan counted in the “Other MIP Fields”?
 
When I click any link that opens the new Ginnie Mae Online Library in AllRegs (e.g., MBS Guide, APMs, MPMs), I get an error message to disable pop-up blocking or add this site to my allowed list. And, if I’m using Google Chrome – nothing happens. How do I fix these issues?
 
What makes Ginnie Mae’s business model unique?